Janiye Wo 7 Trike Jinse Hackers Apke Net Banking/Debit/Credit Se Paise Chura Sakte hai

Jane Wo Trike Jinhe Use Karke Hackers Aapke Online Banking Ya ATM/DEBIT Cards Hack Kar Sakte Hai

Hello friends jaise ki hum sab jante hai Internet ke usage ko dekhte huye aaj lagbhag sabhi company apne business ko online kar rahi hai. Aaj hum har kam chahe Shopping ho ya kisi ko payment, bill pay karn ho ya koi aur financial kam hum apne net banking debit aur credit card se kuch hi seconds me online karna pasand kar rahe hai isi ko dekhte huye financial service online start ho chuki hai aaj lagbhag india me har bank apko online account open karne ki suvidha bhi de rahi hai jaha aap 2-3 minutes ke andar apna account open kar sakte hai isme achi baat ye hai ki logo ek nyi technology ki traf badh rahe hai aur buri baat ye hai ki Cyber Criminals iska galat prayog kar rahe hai.
2017 me ek report ke anushar bhart ke alag-alag bank ke lagbhag 3.2 millions debit/credit card Cyber criminal duara hack kiye gye hai.
Agar aap bhi Net banking, debit ya credit card use karte hai toh aaj hum is post me 7 aise criminal minded trika bata rahe hai jise Cyeber criminals apke Net banking Debit/Credit card hack kar sakte hai.

1. Skimming- Ek common hacking technique hai ye ATM's machines me use kiya jata hai is liye ise ATM Skimming bhi kaha jata hai. Actually Hackers ATM machine me ek khas trah ka (Skimming Device) upkaran laga dete hai jaise hi aap apna debit/atm card swipe karte hai toh apke card me lage magnetic strip ke madad se wo upkaran asani se apke card se Account informations store kar leta hai uske baad hackers upkaran me stored information ke madad se ek fake card banate hai phir apke paise account se gayab kar deta hai. Isse bhachne ka trike ye hai ki Aise ATM's use na kare jo city ke bahar kahi sunsaan jagah par laga ho kyuki aise jagah Hackers asani se ATM machine ke sath chedchad kar sakte hai.

2. Chupe Huye Cameras (Hidden Cameras)- Dosto technology bahut age badh chuki hai aaj aise gadget market me a chuke hai jo hairan kar dete hai ye gadgets jitne chote hote hai utne hi powerful bhi hote hai aisa hi ek gadget hai Micro/Nano Cameras jo ki asani se dekhai nahi dete. Hackers ATM pins churane ke liye hidden cameras bhi use karte hai ye cameras ATM machine ke aisi jagah fit kiye jate hai jaha se ye asani se apke pins record kar sakte hai.

3. Fake Keyboard (Nakli Keyboard)-. Hidden Cameras aur Skimming method ke ilawa Hackers ke pas ek aur option hota hai wo hai Fake keyboard jise "pin-pad overlay" bhi kha jata hai actually hackers ATM ke keyboard ke uper ek Nakli keyboard chipka dete hai jo kisi server se connected rehta hai aur jaise hi koi user apna pin enter karta hai toh fake keyboard pins ko automatically record karke use Hacker tak send kar deta hai to agli bar jab atm se withdrawal karne jaye to dhyaan rakhe.

4. Phishing, Pharming- Cyber hamlo(Cyeber Attacks) ke duniya me Phishing,Pharming ek common technique hai jo Online kiya jata hai aur bahut hi khatrnak hai kyuki in techniques me apke banking account se related data turant Hackers ke fake site me upload ho jata hai.
Phishing,Pharming ke liye hackers/fraudsters fake Net Banking Payment url link ka use karte hai jo same origional site ki trah dikhte hai ya E-mail/Sms jisme target ko Discounts,Lottery jaise lalach bhare mail aur sms karte hai jisme fake url link hote hai jaise hi koi lalach me phas ke fake link duara apne Debit/Credit card se payment karta hai pins Hacker ke fake site me turant upload ho jata hai jise use karke hackers target/victims ke bank se paise nikal leta hai. Phishing,Pharming technique Social site accounts hack karne ke liye bhi use kiya jata hai jisme Target ko kisi Social site ka ek ditto login page ka url send karte hai jaise hi target use real site samajh ke login karta hai account hack ho jata hai is liye sawdhaan rahe aur kisi external link se Apne Bank site aur Social Accunts me login na kare.

5. keylogger (keystroke logging)- keylogger ek trah ka software hota hai jo apke har ek login ko record karke ek encrypted log file banata hai aur use Hacker tak pahucha deta hai. Simple words me agar ek bar keylogger software kisi system me install ho gya toh us system me jo bhi keyboard se type kiya jayega wo sab record hota rahega.
Hacking ke ilawa keylogger (keystroke logging) software ka use bade-bade company apne employees ke Pc ke nigrani ke liye bhi karte hai aur gahro me parents apne bachachon ke nigrani ke liye bhi karte hai.

6. Malware (Malicious software)- Malware bhi ek khas trah ke softwares hai jo na ki apke system se data churate hai balki apke system ko dhire-dhire kharab bhi karta hai. Malware 3 trah ke hote hai Trojan horse,Virus aur Worms. Malware computer system me ate kha se hai to hum apko bata de Internet ek common source hai iske ilawa pendrive,Cd,Dvd,Pirated Games,Softwares etc.

7. Vishing/SMiShing- Vishing/SMiShing Aajkal ek common trika hai ye Online bhi hota hai aur offline call ya sms ke through bhi Hackers is technique aise persons ko target karte hai jo thoda kam technical knowledge rakhte hai simple word me kahe toh is technique ke liye hackers Rural areas me rehne wale logo ko target karte hai.
Vishing/SMiShing technique me hackers target person ko SmS ya Call karte hai phir unse ek sochi samjhi plan ke mutabik Debit/Credit card ka information pata kar leta hai.

Toh dosto ye the kuch aise techniques jise use karke froud apke khoon-pasene ki kamayi uda le jate hai hai ab hum apko inse bachane ke kuch tips bhi share kar rahe hai.

*. Online Security Tips
1. Agar aap Net Banking use karte hai aur online payment karte hai toh apne bank account me login ya payment karne se pehle apne browser ke address bar me Url link me https:// hai ya nahi ye confirm kar le https:// links encrypted hote hai aur SSL (Secure Sockets Layer) technology protected hote hai uske bad apne bank ka naam theek se padh le kai bar ek word se hi dhokha ho sakta hai example:- suppose apke bank ka url link abcdxyz.com hai ab hackers Phishing/Pharming ke liye ek milta-julta website banayenge jiska url hoga abcdxy.z.com jo dikhne me ditto bank ke site ki trah hoga ab jaise hi fake site me apne details ke sath login karenge apke details turant hackers ke pas pahuch jayegi
2. Unkown shopping website se payment bhul se bhi na kare kai aise online sites hai jaha apko product adhe se bhi kam price me bechne ka dawa karte hai lakin actual me ye ek Phishing trap hota hai.


*. ATM Security Tips
1. Dosto ATM's se money withdraw karte samaye sabse pehle ye ensure kar le ki ATM machine me kisi prakar ka external upkaran to nahi laga hai ya ATM se kisi trah ki koi ched-chad hui hai uske baad hi ATM use kare.
Dosto ye the kuch common techniques jinhe use karke Hackers apke sath dhokhadhadi kar sakte hai umeed karte hai ye tips apke kuch kaam aye yadi apko article achi lagi toh apne friends ko share karke unhe bhi aware kare.